Health Insurance

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The Dayton Area Chamber and Anthem Blue Cross Blue Shield have partnered to offer discounts to sole proprietors and small/mid-sized member business. Chamber members could see significant savings on healthcare coverage as well as dental, vision, disability & life insurance, just for you being a chamber member. Click here to view a video on how Anthem supports small businesses.

Your Chamber Membership Creates Value For Your Company

The savings alone is great. But consider what also comes with it:

• Your choice of plans, from industry-leading consumer-driven health plans to point-of-service products
• Administrative convenience of working with one carrier who offers a complete menu of coverage options: prescription drugs, dental, vision, and employee assistance programs
• Extensive selection of providers and lower in-network costs
• Strong local service

Download ChamberSaver program PDF

SOCA Benefit Plan Offerings

Small employer health coverage

In partnership with the Southern Ohio Chamber Alliance (SOCA) and Anthem, your chamber offers this medical benefit program to businesses with 50 or fewer employees. This health program, called a multiple employer welfare arrangement, or MEWA, enables smaller employers to join together to share in the overall claims risk. By being part of a larger, self-funded pool, employers have financial protection backed by Anthem’s stop loss coverage.

The SOCA BP is designed specifically for Chamber of Commerce members. The SOCA BP presents an innovative alternative to the Affordable Care Act (ACA).

In addition to financial protection, this innovative alternative offers:

• Competitive rates
• Fixed, predictable monthly payments
• A variety of plan designs, including PPO and HSA options
• Anthem’s broad Blue Access PPO Network and National Pharmacy Network
• Coverage for claims run-out/terminal liability coverage

Unlike the current ACA structure, the SOCA Benefit Plan:

• is a self-funded plan.
• offers a variety of plan designs that meet the minimum essential coverage requirements, including: four PPO and three HSA options, utilizing the Anthem Blue Access PPO Network and National Rx Formulary.
• is an alternative to comparable options under the ACA.
• will allow changes in benefits and contribution rates at renewal, without being “locked in” by the grandfathered status.

Small group

(Under Construction)

Large Group

(Under Construction)

Sole Proprietor coverage

Anthem, the Dayton Area Chamber of Commerce, and the Southern Ohio Chamber Alliance (SOCA) are pleased to offer the SOCA Benefit Plan for sole proprietors.

An eligible sole proprietor must:

• Meet underwriting requirements.
• Work more than 30 hours per week (documentation required).
• Submit a cover page for Form 1040 with Schedule C or Form 1040 with Schedules F and SE.

Regulations limit sole proprietor membership to 10 percent of total SOCA Benefit Plan membership.

This is limited to sole proprietors. Presently this offer is not intended for non-profit organizations with one employee.

• Download a printable SOCA Benefit Plan Sole Proprietor PDF

Specialty Product Discounts:

Looking for specialty coverage? Your chamber also offers its members access to discounts on Anthem dental and vision products.

Dental

• Industry-leading local and national networks with deep discounts, saving members an average of 34% on covered services when they visit an in-network provider
• No waiting periods for major services with employer-paid plans
• Flexible plan designs and optional benefits like annual maximum carryover and brush biopsy
• A dedicated dental service department that provides fast and accurate claims processing that beats the industry average, with the average claim paid in less than 3 days¹
• Expanded care with our clinically integrated program, Anthem Whole Health Connection, is included at no extra cost. This includes additional dental services for members with certain health conditions

Blue View Vision

• One of the largest vision networks in the nation, with the choice of independent eye doctors or Glasses.com, ContactsDirect, 1-800 CONTACTS, LensCrafters®, Pearle Vision®, Sears Optical®, Target Optical®, or JC Penney® Optical stores
• Members can buy extra pairs of glasses for 40% off from any network provider. And kids under age 19 get UV-blocking Transitions® lenses at no extra cost while adults get a discount²
• Access to a dedicated and knowledgeable customer support team 7 days a week
• Enhanced care with our clinically integrated program call Anthem Whole Health Connection is included at no extra cost. This includes market-leading collaboration between primary care doctors and eye doctors

Employee Assistance Program (EAP)

Your employees’ emotional well-being can have a big impact on their job performance – and that can affect your company’s health. Providing an Employee Assistance Program (EAP) that can help employees and their household members through life’s ups and downs leads to a happier, healthier and more productive workforce.

The EAP is a buy-up program that offers members a wide range of support services for issues such as:

• Balancing personal life and work
• Grief and loss
• Parenting
• School anxiety in children
• Elder, child, and pet care
• Managing legal and financial matters

Want to know more? Download one of the PDFs below for further details about AnthemEAP.

• AnthemEAP Overview
• EAP Plan Design and Rates