Sedgwick Workers’ Comp Program
Save Significantly on Your Workers’ Compensation Premium
Did you know that many alternative discounts are available to help reduce your annual Ohio workers’ compensation costs? Through the chamber’s workers’ compensation program, your organization can significantly reduce your workers’ compensation costs through a variety of alternative rating programs. Our program, administered by Sedgwick, offers you quality service and stability through the complex workers’ compensation environment. 
For over 50 years, Sedgwick has been helping employers navigate Ohio’s workers’ compensation system, providing services to help them control claim-related costs and reduce premiums Together, we serve nearly 65,000 Ohio employers including organizations of all sizes operating in various industries across the state. Group rating programs administered by Sedgwick have produced over $4 billion in savings since group rating was introduced in 1991, and their group retrospective programs have returned over $900 million in premium refunds since the program began in 2009.
Workers’ Compensation Claims Management
We provide prompt claims investigations to determine compensability, careful evaluation of claims prior to certification, and coordination of legal counsel, hearing representation, private investigations, case management and/or vocational expertise to bring complex cases to timely resolution.
Group rating program administration
Employers with better than average claim histories can join together through a sponsoring organization and pay a much lower premium. Programs administered by us have produced over $4 billion in savings since group rating was introduced in 1991. Click here to receive a no obligation quote!
Group retrospective rating program administration
Employers with claim costs below a predetermined amount have the opportunity to receive retrospective premium refunds at the end of three evaluation periods. We administer programs for cities, school districts and counties, as well as businesses in various industries such as healthcare, manufacturing, construction, transportation and retail. Participants have earned over $900 million since the program began in 2009. Click here to receive a no obligation quote!
Payroll true-up reports
The Ohio Bureau of Workers’ Compensation (BWC) determines employer premiums based on the amount of payroll (exposure) reported multiplied by a specific rate. At the end of the policy year, we must ensure the estimated premium we set for you was correct. To do this, you must file a true-up report that reflects the actual payroll for that policy year. For public employers, the true-up period begins Jan. 1. The deadline is Feb. 15. For private employers, the true-up period begins July 1. The deadline is Aug. 15. Learn more about the true-up report here.
Click here to complete the mandatory report online using the Payroll true-up reports service offering.
Education programs
We offer comprehensive educational programs covering a variety of topics related to claims management, cost containment strategies, rate development, alternative rating programs, return to work strategies, safety practices, loss prevention, industry and legislative issues, and current trends.
Program consultation
Our industry leading experts review each client to ensure participation in programs that may help them save the most on premiums, such as group rating, group and individual retrospective rating and deductible programs, and other options such as the Drug Free Safety Program, Destination Excellence, EM cap, Grow Ohio, One Claim Program, safety council and self-insurance.
Unemployment compensation services
Our experienced team also provides a wide range of cost-effective unemployment services such as claims management, hearing representation, charge auditing, strategic management reports, and an advanced solution for verification of employment and income data. We also offer unemployment tax management services to help businesses analyze tax liability, manage accounts and uncover possible savings.
The Ohio Bureau of Workers’ Compensation would like all Ohio BWC Group Rating Program participants to review the following document that will help to ensure safe working environments for Ohio employers and employees:
Group Rating Safety Accountability Letter BWC
