Healthcare rules and regulations are changing rapidly, and so are the costs associated with providing healthcare as an employer. Dayton Area Chamber of Commerce members could see significant savings on healthcare coverage as well as dental, vision, disability, and life insurance, just for being a chamber member.
Sole Proprietor coverage
Anthem, the Dayton Area Chamber of Commerce, and the Southern Ohio Chamber Alliance (SOCA) are pleased to announce that the SOCA Benefit Plan is making room for sole proprietors. They can enroll in the plan starting July 1, 2020.
An eligible sole proprietor must:
Regulations limit sole proprietor membership to 10 percent of total SOCA Benefit Plan membership.
This is limited to sole proprietors. Presently this offer is not intended for non-profit organizations with one employee.
Small employer health coverage
In partnership with the Southern Ohio Chamber Alliance (SOCA) and Anthem, your chamber offers this medical benefit program to businesses with 50 or fewer employees. This health program, called a multiple employer welfare arrangement, or MEWA, enables smaller employers to join together to share in the overall claims risk. By being part of a larger, self-funded pool, employers have financial protection backed by Anthem’s stop loss coverage.
The SOCA BP is designed specifically for Chamber of Commerce members. The SOCA BP presents an innovative alternative to the Affordable Care Act (ACA).
In addition to financial protection, this innovative alternative offers:
Unlike the current ACA structure, the SOCA Benefit Plan:
Add Coverage to Your SOCA Benefit Plan and Save More
The SOCA Benefit Plan also includes expanded wellness offerings and Specialty products at specially discounted rates. In fact, adding coverage can now save you even more. In addition to potential savings of 20% to 25% on your monthly medical costs with the SOCA Benefit Plan, you can also receive a credit to your medical premium equivalent when adding on Anthem dental, vision, and/or life products.
The savings add up when you add on coverage.
|SOCA Benefit Plan||Credit to medical premium equivalents|
|Group Size Range:||2||3-5||6-9||10-14||15-24||25-39||40-50|
In addition to this credit, SOCA Benefit Plan members with Anthem Specialty benefits are connected with Anthem Whole Health Connection®. This helps providers see a complete view of a member’s health. The result is better outcomes, efficiencies, and savings.
Anthem Enhanced Choice offers a solution for hardworking Americans who do not qualify for financial assistance created by the Affordable Care Act, or ACA subsidies. Tens of thousands of uninsured individuals in Ohio can finally afford health coverage designed to offer savings and flexibility to meet their needs, and the needs of their family.
Anthem Enhanced Choice is a medically underwritten health plan that provides coverage for 364 days, with the option to apply for additional coverage periods (364 days each). And, unlike traditional health plans, you can apply year-round, not just during open enrollment. Anyone can apply, and pre-existing conditions are covered right from the start for enrolled members.
Looking for specialty coverage? Your chamber also offers its members access to discounts on Anthem dental, vision, life, and disability products.
|Dental Prime and Dental Complete||2-50||5%|
|Dental Prime and Dental Complete||51-99||4%|
|Dental Prime and Dental Complete||100+||2%|
|Full Service Blue View Vision Plans||2-499||5%|
|Life and Disability||2-9||5%|
|Life and Disability||10+||10%|
Blue View Vision
Life and Disability
Employee Assistance Program (EAP)
Your employees’ emotional well-being can have a big impact on their job performance – and that can affect your company’s health. Providing an Employee Assistance Program (EAP) that can help employees and their household members through life’s ups and downs leads to a happier, healthier and more productive workforce.
The EAP is a buy-up program that offers members a wide range of support services for issues such as:
Want to know more? Download one of the PDFs below for further details about AnthemEAP.
The savings alone is great. But consider what also comes with it:
These chamber member brokers will be able to assist you with questions and a quote.
We’ve compiled details on what chamber healthcare product our member brokers are offering. Download a PDF summary here.
1 Internal data 2017
2 Except when discounting of non-covered services is prohibited by state law.
Standard broker commissions apply. Offer available to Ohio-headquartered businesses adding new Anthem dental,vision, life and/or disability plans. This discount program can be changed or terminated at any time. Anthem Blue Cross and Blue Shield is the trade name of Community Insurance Company. An independent licensee of the Blue Cross and Blue Shield Association. ® Anthem is a registered trademark. The Blue Cross and Blue Shield names and symbols are the registered marks of the Blue Cross and Blue Shield Association.
Do you have questions about Anthem Blue Cross Blue Shield? Please call Carla Pennington at 937-226-8220 or contact her by filling out this short form.