Health Insurance

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Your Chamber Membership Creates Value For Your Company

The savings alone is great. But consider what also comes with it:

• Your choice of plans, from industry-leading consumer-driven health plans to point-of-service products
• Administrative convenience of working with one carrier who offers a complete menu of coverage options: prescription drugs, dental, vision, and employee assistance programs
• Extensive selection of providers and lower in-network costs
• Strong local service

The Dayton Area Chamber and Anthem Blue Cross Blue Shield have partnered to offer discounts to sole proprietors and small/mid-sized member business. Chamber members could see significant savings on healthcare coverage as well as dental, vision, disability & life insurance, just for you being a chamber member. Click here to view a video on how Anthem supports small businesses.

Health Insurance

Plan Options

SOCA Benefit Plan Option

Small Employer Health Coverage

In partnership with the Southern Ohio Chamber Alliance (SOCA) and Anthem, your chamber offers this medical benefit program to businesses with 50 or fewer employees. This health program, called a multiple employer welfare arrangement, or MEWA, enables smaller employers to join together to share in the overall claims risk. By being part of a larger, self-funded pool, employers have financial protection backed by Anthem’s stop loss coverage.The SOCA Benefit Plan is designed specifically for Chamber of Commerce members. The SOCA Benefit Plan presents an innovative alternative to the Affordable Care Act (ACA). This coverage offers:

• Competitive rates
• Fixed, predictable monthly payments
• A variety of plan designs, including PPO and HSA options
• Anthem’s broad Blue Access PPO Network and National Pharmacy Network
• Coverage for claims run-out/terminal liability coverage
• A self-funded plan.
• Allow changes in benefits and contribution rates at renewal, without being “locked in” by the grandfathered status.

Sole Proprietor Coverage

Anthem, the Dayton Area Chamber of Commerce, and the Southern Ohio Chamber Alliance (SOCA) are pleased to offer the SOCA Benefit Plan for sole proprietors. This is limited to sole proprietors. Presently this offer is not intended for non-profit organizations with one employee. An eligible sole proprietor must:

• Meet underwriting requirements.
• Work more than 30 hours per week (documentation required).
• Submit a cover page for Form 1040 with Schedule C or Form 1040 with Schedules F and SE.

Chamber Saver Program Option

What matters most to you and your employees? Savings? Better health? A full range of benefits? You get all of these with ChamberSaver.

• Employer groups with 2 to 50 eligible employees can save 1.4%
• Employer groups with 51 to 500 eligible employees can save 1%

Specialty Product Options

Looking for specialty coverage? Your chamber also offers its members access to discounts on Anthem dental and vision products.

Employee Assistance Program (EAP) Option

Your employees’ emotional well-being can have a big impact on their job performance – and that can affect your company’s health. Providing an Employee Assistance Program (EAP) that can help employees and their household members through life’s ups and downs leads to a happier, healthier and more productive workforce.

The EAP is a buy-up program that offers members a wide range of support services for issues such as:

• Balancing personal life and work
• Grief and loss
• Parenting
• School anxiety in children
• Elder, child, and pet care
• Managing legal and financial matters